How can we help you?

In Australia, wholesale investors are individuals or entities that meet specific criteria and are considered to have a higher level of financial sophistication and understanding of investment risks compared to retail investors. Wholesale investors are granted certain exemptions and privileges under Australian securities regulations. There are several reasons why wholesale investors in Australia need to qualify as such:

1. Reduced Regulatory Protections: Wholesale investors are typically exempted from some of the regulatory protections provided to retail investors. These exemptions are based on the assumption that wholesale investors have the knowledge and experience to assess the risks associated with their investments and do not require the same level of regulatory oversight and protection.

2. Access to More Investment Opportunities: Being classified as a wholesale investor allows individuals and entities to access a broader range of investment opportunities that may not be available to retail investors. These investments may include private equity, hedge funds, venture capital, and other complex or high-risk financial products.

3. Streamlined Disclosure Requirements: Issuers of financial products are often subject to less stringent disclosure requirements when dealing with wholesale investors. This can reduce the administrative burden and costs associated with offering financial products, making it more attractive for businesses to raise capital.

4. Promoting Efficient Markets: By allowing wholesale investors to participate in more sophisticated and complex investments, it is believed that this can contribute to the efficiency of financial markets. It allows capital to flow more freely to where it is needed, which can benefit the broader economy.

5. Targeted Regulation: Regulators aim to strike a balance between protecting retail investors and facilitating efficient capital markets. By distinguishing between retail and wholesale investors, regulators can tailor their regulations to meet the specific needs and risk profiles of each group.

6. Professional and Institutional Investors: Many wholesale investors are professional or institutional investors, such as banks, insurance companies, superannuation funds, and asset management firms. These entities are expected to have the expertise and resources to manage their investments and navigate complex financial markets.

It’s important to note that the criteria for qualifying as a wholesale investor in Australia can vary depending on the type of financial product or investment being considered. The specific criteria are outlined in Australian securities regulations, and they may include minimum income or asset thresholds, professional qualifications, or membership in certain industry associations.

Individuals or entities seeking wholesale investor status should consult with legal and financial professionals to ensure they meet the necessary criteria and understand the implications of this classification on their investment activities.

Wholesale investors are assumed to be better informed, and better able to access resources to protect their own interests, therefore they require less regulatory protection. Investors who agree to be treated as Wholesale investors will forgo the benefit of certain regulatory safeguards that apply to retail investors.

Fraxtor’s online platform incorporates Secure Sockets Layer (SSL) protocols to ensure that the connection between the server and web browser is encrypted and secure. Our users also have an option to use two-factor authentication (2FA) to prevent unauthorised logins. 2FA is required for any transactions on the platform

Fraxtor’s blockchain enabled web platform allows full traceability of immutable transactions. Once a transaction is made, it cannot be reversed.

Unless you login details are easily accessible on your laptop or mobile phone and a bad actor has access to your mobile one-time pin, your account will still remain secure. 

However, if you feel your account could be compromised after losing your phone and tablet, please do not hesitate to contact us at support@fraxtor.com.au to temporarily lock your account or change the password.

Please indicate the subject of the email as – “Account Security [Unique Investor Code]”

No. Fraxtor will never ask our users of such details through the above mentioned means.

Your OTP acts as an extra layer of security placed on our website to prevent fraudulent activities and to protect our clients.

Please contact us at support@fraxtor.com.au as soon as possible if you believe that your account has been compromised.

Please indicate the subject of the email as – “Account Security [Unique Investor Code]”